Wednesday, 16 July 2014

Crcm: American Bankers Association Certified Regulatory Compliance Manager

The professionals can increase their worth with the help of diplomas and certification exams that are very beneficial for their careers as it helps them gain more knowledge and skills in less amount of time. The candidates who are interested in taking CRCM should have wide information regarding each department of the organization. This article is to provide the individuals with the topics that are necessary to learn in this exam. Hence the following paragraphs are dedicated to exam descriptive.


CRCM: American Bankers Association Certified Regulatory Compliance Manager validates the quality skills of the individuals on the basis of following content which includes Analyzing Bank Performance, Managing Funding, Liquidity and Capital, Managing Interest Rate Risk, Managing the Bank’s Investment Portfolio, AIB Analyzing Financial Statements , AIB Commercial Lending , The Commercial Real Estate Lending Decision Process. The candidates are also required to know about Types of CRE Loans, Risk Areas and Performance Drivers, The CRE Underwriting Process, Financing Different Types of Commercial and also being in budget, carefully Understanding and Evaluating Leases, providing Appraisals, and Environmental Assets, Loan Structure and Documentation, Considerations about fact for documentation, Construction Lending, Credit Products for Small Businesses, Evaluating and Structuring Commercial Loans.


CRCM: American Bankers Association Certified Regulatory Compliance Manager also provides information on the ABA Certificate in Commercial Lending, Understanding Business Borrowers, Analyzing Business Financial Statements and Tax Returns, Analyzing Personal Financial Statements and Tax Returns, Qualitative Analysis and Determining a Credit, Risk Rating, Loan Structuring, Documentation, Pricing, and Problem Loans, Fundamentals of Small Business Banking, Introduction to Agricultural Lending, Introduction to Analyzing Financial Statements, The Lending Decision Process, Evaluating Industry, Markets, and Management, Evaluating Quality of the Borrower’s Financial Reports, Analyzing the Company’s Financial, Performance and Financial Condition, The Cash Cycle, Seasonality and Discovering, Borrowing Causes and Repayment Sources, Analyzing Cash Flow Statements and Measuring Repayment Ability .


After passing the CRCM: American Bankers Association Certified Regulatory Compliance Manager exam, the candidates will be able to know about Compliance Training for Bank Boards, AIB Law and Banking: Applications, AIB Law and Banking: Principles, ABA Certificate in Lending Compliance, Anatomy of a Regulation, Community Reinvestment Act (CRA), Credit Card Regulation, Elements of a Compliance Program, Equal Credit Opportunity Act (ECOA), Fair Credit Reporting Act (FCRA), Home Mortgage Disclosure Act (HMDA), Loans to Insiders (Reg O), National Flood Insurance Regulations, Real Estate Settlement Procedures Act (RESPA), Reg Z Closed-End Credit, Reg Z Open-End Credit, Service members Civil Relief Act (SCRA), Unfair, Deceptive, or Abusive Acts and Practices (UDAAP).


CRCM: American Bankers Association Certified Regulatory Compliance Manager should be prepared in such a way that the candidate has complete understanding of the topics given above and more that are mentioned in the vendor’s web page. After getting certified the candidate is able to know regarding Appraisal Procedures, Completing the HUD-1, Discovering FHA Programs, Elements of Title Insurance, Essentials of Mortgage Lending, advance Modifications, the Facts on advance Fraud, Processing and Underwriting Credit, Processing Income and Assets, Qualifying Mortgage Prospects as well as Reviewing the Appraisal Report with proficiency.


The experts of CertifyGuide offer Preparation Guides for students to pass exam through primary attempt regarding CRCM Test and CRCM Exam.


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